The Idaho Housing and Finance Association is offering emergency loans to help people keep their homes and get back on their feet.

$13 million in federal money has been made available to the program. There are stipulations for loan applicants: Obviously, you have to be facing foreclosure, but you also have to be unemployed or have a medical condition that has resulted in the loss of at least 15 percent of your income.

The program helps homeowners make mortgage payments for up to 24 months with up to $50,000 in zero interest, forgivable loans.

The Kootenai County Sheriff's Office, Coeur d'Alene Police Department and Idaho State Police were in a standoff with a possible suicidal woman early Monday morning that ended without incident.

The standoff started sometime around 4:30 a.m. in the 1600 block of East Nedddleton Gulch Road on reports on two shots fired. Police shut down the portion of Neddleton Gulch between 17th Street and 15th Street, which is a major thoroughfare in Coeur d'Alene.